Blog: Insurance Industry

Homeowners Policies Do Not Cover Floods

Our team was recently getting ready for trial.  Part of the process included preparing "points for charge"  -- these are concise statements of the law the parties propose for the Judge to read to...

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Pennsylvania Court Takes Measure of Depreciation in Homeowners’ Claims

Depreciation remains legal in the Keystone State (as it should be).  A recent opinion from our Superior Court – Pennsylvania’s intermediate appellate court – reinforced this simple topic, but...

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Arbitration Is Not Always Mandatory

Boilerplate arbitration provisions do not always bind litigants to private arbitration.  Our firm is currently disputing a big-box home...

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Are Coverage Opinions Protected by Attorney-Client Privilege?

We’ve recently read some commentators and bloggers stating that coverage opinions are not protected by the attorney-client privilege.  Here are...

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LONDON CALLING: WHY THE LONDON MARKET MEANS SO MUCH

The American insurance market is large, but finite.  Although there are millions of consumers, there is a limit on available premium dollars, and the market is quite competitive.  Available...

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Property Insurers Brace for Hurricane Season 2016

Hurricane season made landfall - literally - this morning in Florida.  Hurricane Hermine is wreaking havoc throughout the Sunshine State, the first hurricane to do so since Wilma in 2005.  Heavy...

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Pennsylvania Supreme Court to Weigh-In On The Definition Of Bad Faith

On August 30, the Pennsylvania Supreme Court agreed to consider whether to ratify the standard for establishing statutory bad faith under 42 Pa.C.S.A.  8371.  This standard, originally established...

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Reporting Suspected Fraud in PA

The Pennsylvania Insurance Department recently issued a bulletin regarding fraud reporting.  Entitled “Arson and Insurance Fraud Reporting; Notice 2016-04,” the DOI notice sought to "advise and...

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Depreciating Labor in Kentucky

In Kentucky, the question of whether labor is depreciable appears to have gotten significantly more complicated. On April 25, 2016, Judge Thapar, in the Eastern District of Kentucky held that a...

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The Depreciation of Labor is Legal in Pennsylvania

April 19, 2016.  May an insurer depreciate labor when calculating actual cash value in a first party insurance claim? The answer is yes.  A recent federal court decision from the...

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