Understanding the Role of the Public Adjuster under Pennsylvania Law

The role of public adjusters is clearly set forth under Pennsylvania Law. Public adjusters advise and assist the policyholder with their insurance claim.  See 63 P.S. § 1601. Public...

Coronavirus & Property Insurance – White Paper

Our Insurance Industry Group has prepared a white paper entitled “COVID19 and Commercial Property Insurance: Coverage Considerations.” We are pleased to...

What is an “Intentional” Loss?

Property insurers occasionally grapple with intentional losses.  Theft. Embezzlement. Set fires.  Vandalism.  Pipes frozen on purpose. What happens when a man...

The Fifth Amendment and the Duty to Cooperate

(February 14, 2020)  The right against self-incrimination extends beyond criminal proceedings.  However, it is important to understand how the assertion of...

Can a Foul Odor be Considered ‘Property Damage’ under your Insurance Policy?

(January 31, 2020)   The current trend in state and federal courts suggests that pervasive odors can be considered property damage, but the issue is not...

Understanding Condominium Insurance

Adjusting and resolving condo losses can be challenging. One loss may involve the exterior of the building, multiple condominium units, and common areas. That means...

“Silent Cyber” Threat to Insurers & Policyholders Alike

A problematic situation has arisen in property coverage: Silent Cyber.  Imagine a policyholder (whether it be a business or homeowner) suffers a cyber-loss (accidental...

Supreme Court Decision Impacts Ability to Remove Class Action Cases

On May 28, 2019, the United States Supreme Court issued an important decision affecting both class-action practice, and litigants’ ability to remove litigation to...

Kentucky Federal Court Certifies Class in Labor Depreciation Dispute

On October 15, 2018, the U.S. Court of Appeals for the Sixth Circuit held that State Farm miscalculated actual cash value by depreciating labor. The case was then sent...

Iowa Rejects Assignment of Benefits to Unlicensed Public Adjuster