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Buying or Selling a House? Do I Need a Lawyer?

At this time of year, the real estate market heats up because Buyers are often anxious to find a new home before school starts. Many transactions are handled very competently by local Realtors...

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Depreciating Labor in Kentucky

In Kentucky, the question of whether labor is depreciable appears to have gotten significantly more complicated. On April 25, 2016, Judge Thapar, in the Eastern District of Kentucky held that a...

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The Depreciation of Labor is Legal in Pennsylvania

April 19, 2016.  May an insurer depreciate labor when calculating actual cash value in a first party insurance claim? The answer is yes.  A recent federal court decision from the...

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Survey of State Law Regarding Enforceability of Anti-Concurrent Causation Clauses

In recent years, policyholders have frequently challenged “anti-concurrent causation” causes stipulating that no coverage will be provided for losses caused by a combination of covered and...

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Extra-Contractual Liability for Insurers in New York

            New York is one of the relatively few states that has declined to recognize a cause of action in tort for the bad faith denial of a first-party insurance...

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Will New Jersey Enact a Bad Faith Statute?

In New Jersey, bad faith claims are currently governed by two New Jersey Supreme Court decisions:  Rova Farms Resort, Inc. v. Investors Ins. Co. and Pickett v. Lloyd’s.  In...

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PROTECT YOUR IDENTITY: Scam Phone Calls

Yesterday I received a call from a person claiming to be from my credit card company.  The caller identified my bank and said he was calling about my _____Card.  It sounded legitimate since the...

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Data Breach Preparedness: Follow Up

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When Mom and Dad Need Help With Their Finances…

As our parents age and start to slow down, adult children are faced with the difficult task of talking to them about helping out and potentially managing their finances.  This conversation can be...

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Insuring Terrorism in America

Recent high-profile attacks in Paris and San Bernardino, CA have refocused the attention of the insurance industry upon terrorism coverage issues.  The question of whether terrorism coverage applies...

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