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Protect Yourself From “Phishing”

Earlier this week, I received a voicemail from a person claiming to be from my credit card company.  The caller identified my bank and said she was calling about my MasterCard.  The message sounded legitimate since the caller referred to a credit card I actually use.  The message claimed to be an alert that my account had been placed on hold due to suspected fraudulent activity.  Instead of calling the number given on the message, I called the number on the back of my credit card.  What I received was, in fact, an attempt to steal my identity and access my credit card.

Many fraudulent calls, texts and e-mails go out every day as criminals attempt to gather personal information.  The perpetrators may try to intimidate you by saying that they are from the IRS.  They may reference the name of a credit card that you use.

Today I’ll give you two tips that will help keep you safe from these scams.  First, keep in mind that the IRS will never contact you by phone or e-mail.  All correspondence from the IRS comes by mail.  Second, if you receive a message of any sort regarding your credit card or other financial account, do not call the number left on the message.  Instead, call the phone number on the back of your credit card or contact the bank or financial institution directly.  This way, you can ensure that you are speaking with a legitimate representative of the company.

If you are ever uncertain about any correspondence or messages that you receive, do not hesitate to contact us.  We will determine if you are being scammed.  On the other hand, if you have a real issue with the IRS or your accounts have been fraudulently accessed, we will work with you to resolve your tax or credit problems.

To schedule an appointment to discuss any aspect of tax or financial issues, please contact Timoney Knox, LLP.

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